Tax Minimization Strategies

Most people assume they’ll pay less in taxes in retirement. This isn’t always the case.


Tax Minimization Strategies

Many individuals assume that their tax burden will decrease in retirement due to the absence of a regular salary from employment. However, this is not always the reality.

The mandated minimum distributions from retirement accounts may result in higher income tax bracket calculations, and Social Security benefits may also be subject to income taxation. For these reasons, tax planning is an integral component of a comprehensive retirement plan.

At APO, our focus is on providing a thorough analysis of all relevant accounts to determine viable strategies for reducing taxation, ensuring that our clients retain a maximum portion of their funds.